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StepStone Private Credit ELTIF

SCRED Europe

Overview

Legal Name:
StepStone (Luxembourg) SCA SICAV – StepStone Private Credit ELTIF
Manager:
StepStone Group
Fundraising Status:
Open
Domicile:
Luxembourg
Legal Form:
Lux SICAV (S.C.A.)
Regulatory Regimes:
ELTIF, EU AIF, Lux UCI (Part II)
Term:
100 years
Base Currency:
EUR
Launch Year:
2025
Inception Date:
Jan 29, 2025
Size:
€310.4M (as of Jan 31, 2026)
No. of Investments:
190 (as of Jan 31, 2026)
Administrator:
Northern Trust Global Services SE
Investor Eligibility Segments:
Institutional, Professional / Accredited, Retail
Permitted Distribution Countries:
Austria, Belgium, Denmark, Finland, France

Strategy

SCRED Europe is a European private credit ELTIF investing mainly in privately originated and negotiated loans to EU middle‑market companies across diversified sectors, with a primary focus on first‑lien senior secured and unitranche instruments. The portfolio combines direct lending with exposures via underlying funds, co‑investments and secondary purchases, and may selectively include second‑lien, mezzanine, subordinated and structured credit, targeting current income with downside‑focused, broadly diversified credit risk.

Asset Classes:
Private Credit
Strategy:
Direct Lending (PC), Diversified (PC)
Underlying Investment Type:
Co-Investments
Geographic Focus Region:
Europe
Geographic Focus:
Europe
Sector Focus (GICS):
Diversified
Sector Focus (not standardized):
Software, Insurance, Health Care Providers & Services, Professional Services, Diversified Financial Services, IT Services, Diversified Consumer Services
Other Focus:
ESG Investment Focus
Leverage Limits Summary:
Borrowed cash up to 50% of NAV; max leverage 350% gross / 300% commitment.
Investment Limits Summary:
At least 55% in ELTIF Eligible Assets; max 20% of capital per Qualifying Portfolio Undertaking, real asset or single fund.

Performance

for I-AC (EUR) share class

Total Returns (% Net of Fees)

Net returns (since inception)I-AC (EUR)
Total Return5.5%
Annualized Return9.5%
Best Month(Oct 2025)2.6%
Worst Month(Jan 2026)0.6%
Risk metrics (since inception)
Volatility3.3%
Sharpe Ratio (4.3% risk-free)1.58
Yearly returns (since inception)

Allocations

Seniority allocation

Seniority

as of Jan 31, 2026
Target

Seniority

as of Jan 31, 2026

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Over time

Seniority

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Sector allocation

Sector

as of Jan 31, 2026
Target

Sector

as of Jan 31, 2026

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Sector

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Geography allocation

Geography

as of Oct 29, 2025
Target

Geography

as of Oct 29, 2025

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Geography

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Key terms

for I-AC (EUR) share class
Share Class
Minimum Subsribtion:
€1M
Currency:
EUR
Inception Date:
Jan 29, 2025
Distribution Type:
Accumulating
Investor Type:
Institutional
ISIN:
LU2910551766
Liquidity
Gate:
Lower of: 5% of outstanding shares and 5% of average aggregate NAV per quarter; capped at 50% of UCITS-eligible assets plus 12‑month forecast cashflows.
Gate Level:
Fund level NAV, Fund level outstanding shares, Available liquidity
Redemption Frequency:
Quarterly
Redemption Basis:
NAV per Share as of quarter-end Redemption Date
Subscribtion Frequency:
Weekly
Subscribtion Basis:
NAV per Share as of weekly Subscription Dealing Day (weekly Valuation Date)
Fees
Management Fee:
1.00%
Weekly calculation; payable quarterly in arrear
Management Fee Basis:
NAV
Before deduction of management or performance fees.
Performance Fee:
7.50%
Income-based 7.5% over 1.25% quarterly hurdle with full catch-up; 7.5% on cumulative realised gains; quarterly/annual crystallisation; FX-neutral
Performance Fee Basis:
Net Investment Income, Realized Capital Gains
Income component on Pre-Performance Fee Net Investment Income; capital gains component on cumulative realised gains net losses/unrealised depreciation.
Hurdle rate:
5.00%
1.25% per quarter on NAV; based on Pre-Performance Fee Net Investment Income; pro-rated for partial quarters
Catch-up:
100.00%
100% catch-up above 1.25% quarterly until AIFM has 7.5% of total Pre-Performance Fee Net Investment Income; thereafter 7.5% on excess
Front load (subscription):
0.00%
Intermediaries may charge additional placement/brokerage fees on subscription amount.
Back load (redemption):
0.00%
May levy up to 2% of order value for excessive trading activity.
Servicing fee:
0.00%

Share classes

NameMin. SubscriptionCurrencyInceptionDistributionInvestor TypeISINBBG Ticker
I-AC (EUR)
1,000,000 EUR
EUR
2025-01-29
Accumulating
Institutional
LU2910551766
-

FAQ

What is StepStone Private Credit ELTIF?
StepStone Private Credit ELTIF is an evergreen ELTIF fund focused on Private Credit and managed by StepStone Group.
Who manages StepStone Private Credit ELTIF?
StepStone Private Credit ELTIF is managed by StepStone Group, based in New York, New York, United States.
How big is StepStone Private Credit ELTIF?
StepStone Private Credit ELTIF has a size of €310.4M.
What type of fund is StepStone Private Credit ELTIF?
StepStone Private Credit ELTIF is an open-ended / evergreen ELTIF fund investing in private credit and domiciled in Luxembourg.
When was StepStone Private Credit ELTIF launched?
StepStone Private Credit ELTIF was launched on Jan 29, 2025 and is structured as a Lux SICAV (S.C.A.) vehicle with a 100 years term.
Where is StepStone Private Credit ELTIF domiciled and regulated?
StepStone Private Credit ELTIF is domiciled in Luxembourg under ELTIF, EU AIF, and Lux UCI (Part II).

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